Is ProperT really zero brokerage?

Yes, 100% zero brokerage for home buyers. We earn our commission from developers and builders, not from you.

How does ProperT make money?

We earn a referral commission from real estate developers when a buyer successfully purchases a property through our platform.

Are all properties on ProperT RERA registered?

We prioritize RERA-compliant projects and verify registration details for all new construction listings.

Which cities does ProperT operate in?

ProperT operates in Mumbai, Delhi NCR, Bangalore, Hyderabad, Pune, Chennai, Kolkata, Ahmedabad, Goa, Lucknow, Jaipur, Chandigarh, Kochi, and Indore.

Do you help with home loans?

Yes! We have partnerships with leading banks including SBI, HDFC, ICICI, Axis Bank, and more.

How do I schedule a property visit?

Submit an enquiry on any property or chat with our AI assistant. Our local partner will contact you within hours.

✦ Backed by 1,200+ Sales Partners Nationwide

Your Dream Home,
Found by People Who Live Here

propert.shop is not just listings — it's India's largest home-grown sales force. 1,200+ partners who were once buyers, now helping others find their perfect home. That's our edge.

Risk Appetite

Or jump to:

1L+

Listings scored

₹0

Brokerage

4.8★

Trust score

60s

Deal room

1L+

Listings Across India

1,200+

Sales Partners Nationwide

100

Developer Partners

₹0

Zero Brokerage

25+

Services

14+

Cities

500+

RERA Projects

48hr

Avg Deal Close

🤝 Our Unfair Advantage

1,200+ Sales Partners — Former Buyers, Now Your Advocates

Every ProperT sales partner was once a home buyer on our platform. They know the journey — the anxiety, the questions, the excitement. When they guide you, it's not a script. It's lived experience. No other platform has this.

RS

Rahul Sharma

Mumbai · Buyer → Partner

"Bought my 2BHK in Powai on ProperT. Now I help 15–20 families every month find theirs."

⭐ 4.947 deals closed

PK

Priya Krishnan

Bangalore · Buyer → Partner

"Found my apartment in Whitefield here. The zero-brokerage policy changed my mind. Now I spread that."

⭐ 4.833 deals closed

AV

Amit Verma

Gurugram · Buyer → Partner

"I saved ₹4L on brokerage when I bought my 3BHK in Golf Course Ext. I tell every buyer the same thing."

⭐ 5.062 deals closed

SM

Sunita Mehta

Hyderabad · Buyer → Partner

"Bought in Kondapur 2022. Loved the process so much I became part of it. Best career switch ever."

⭐ 4.929 deals closed

🌟 Featured Properties

Handpicked premium listings across top cities

🏗 New Launch Projects

Exclusive launches from top builders with RERA approval

🏙 NCR Projects — Real Data

NCR Real Projects · Gurgaon, Noida, Delhi & Greater Noida only

Why Choose ProperT?

India's most trusted zero-brokerage real estate platform

🤝

Zero Brokerage

Connect directly with owners and save ₹50,000–₹5 Lakh in broker commissions on every deal

₹0 Commission

✅

Verified Listings

Every property physically verified and legally checked by our on-ground team. No fake listings, ever.

100% Genuine

🤖

AI-Powered Search

Smart filters, AI recommendations, price prediction and personalised alerts to find your perfect match fast.

Smart Match

🏦

Home Loan Assist

Get pre-approved loan offers from 25+ banks at the lowest interest rates. Approval in 48 hours guaranteed.

25+ Banks

📋

RERA Registered

All new projects carry verified RERA registration numbers. Legally safe investment, always.

📞

Direct Owner Contact

Get real phone numbers of owners, builders, and agents directly — no third-party middleman.

🌍

NRI-Friendly

Virtual tours, FEMA advisory, NRI home loans and property management from anywhere in the world.

📊

Price Intelligence

Real-time price heatmaps, YoY trends, micro-market data and registration insights for 14+ cities.

🗺 Top Localities

Most searched neighbourhoods in India

🔑 Properties for Rent

Directly from owners — no broker needed

Everything You Need at One Place

ProperT is your complete real estate companion — from search to settlement

For Buyers & Owners

💰

Home Loan

25+ banks. 48hr approval.

🛋

Interiors

Modular kitchens & full design.

📊

Free Valuation

Know true property worth.

⚖️

Legal Help

Title check & agreements.

✈️

NRI Services

Buy/sell from abroad.

🚚

Movers

Trusted. Fully insured.

📐

Architect

Redesign & renovations.

🔐

Insurance

Home & loan protection.

For Tenants & Renters

🔑

Find Rental

Zero brokerage owners.

📝

Rent Agreement

Draft & register online.

🛏

PG / Co-living

Meals, Wi-Fi, verified.

🚚

Movers

Move stress-free.

🪑

Furniture Rental

Furnished from day one.

💡

Utility Setup

Electric & internet, 24hrs.

For Agents & Partners

🤝

Join as Agent

Verified Sales Partner.

📊

Dashboard

Track leads & listings.

🏠

Post Listings

Reach 5L+ buyers.

💼

Channel Partner

Exclusive new launches.

📈

Market Data

Price & demand trends.

📣

Advertise

Banners & featured ads.

For Builders & Banks

🏗

Builder Portal

Leads & analytics.

🤝

Partner with Us

List to 5L+ buyers.

📣

Timeline	Milestone	Est. Listings	Status
Week 1–2	Developer portal live · first direct uploads	~500	READY
Week 3–6	Portal scraper live · Aggregated listing sources	10,000–20,000	BUILD
Month 2–3	Media pipeline · brochures, images, videos for every listing	50,000+	BUILD
Month 4–6	Resale + rental + new projects aggregated	100,000+	PLAN

We Sell Your Properties
Faster Than Anyone Else

ProperT delivers more qualified buyer leads, higher conversion rates, and zero upfront cost. Our AI-powered platform works 24/7 so your sales team can focus on closing.

0

Monthly Buyer Leads

0

Monthly Visitors

0%

Lead-to-Visit Rate

₹892 Cr

Sales Value / Month

Zero upfront cost · Pay only on conversion · Cancel anytime

🔥 Godrej Properties received 47 leads this week 📅 12 site visits booked for Prestige Bangalore today 💰 DLF Gurgaon — 3 units sold via ProperT this month 🏆 Sobha achieved 8.2% conversion rate on ProperT 📈 Brigade Group leads up 340% since joining ProperT ✅ Tata Housing Mumbai — all 2BHK units sold out via ProperT 🔥 8,500+ buyer queries generated this month across India 🏠 Lodha Pune — 15 site visits this week, 4 bookings

WHY 85+ DEVELOPERS TRUST US

We're Not a Listing Platform.
We're a Sales Machine.

🤖

AI Works 24/7

Our AI bot qualifies leads, answers queries, books visits, and processes loans — even at 3 AM. No human needed.

< 30 sec

Avg. response time

📊

Pre-Qualified Leads

Every lead is AI-scored (0-100) and categorized HOT/WARM/COLD. Your sales team only talks to ready-to-buy prospects.

4.8%

Visit-to-booking rate

💰

Zero Upfront Cost

No listing fees. No marketing charges. No monthly subscriptions. You pay commission ONLY when a sale closes.

₹0

Until you make money

📱

WhatsApp + Voice + SMS

Multi-channel buyer engagement. WhatsApp bot, AI voice calls, SMS follow-ups — all automated.

5 channels

Buyer touchpoints

🏠

Full Buyer Journey

From first click to registration. We handle search, comparison, site visits, loan processing, legal docs — everything.

End-to-end

Automated pipeline

🌍

Pan-India + NRI Reach

14 cities, 10 lakh+ monthly impressions, NRI buyers from US/UK/UAE/Singapore. Massive organic reach via SEO.

14 cities

Growing monthly

ProperT vs Traditional Channels

See why developers are switching to ProperT

Feature	ProperT	Competitor 1 (Oldest Portal)	Competitor 2	Brokers
Upfront Cost	₹0 FREE	₹15-50K/mo	₹10-40K/mo	Variable
AI Lead Scoring	✅ Real-time	❌	❌	❌
24/7 WhatsApp Bot	✅ AI-powered	❌	❌	❌
Auto Site Visit Booking	✅ Automated	❌	⚠️ Manual	⚠️ Manual
Home Loan Integration	✅ In-built	⚠️ Basic	⚠️ Basic	❌
AI Voice Calling	✅ Auto-calls HOT leads	❌	❌	❌
Real-time CRM Dashboard	✅ Live	⚠️ Delayed	⚠️ Basic	❌
Avg Lead-to-Visit Rate	35%	8-12%	10-15%	15-20%
Visit-to-Booking Rate	4.8%	1.5-2%	1.8-2.5%	2-3%

How It Works — 4 Simple Steps

1

List Your Project

Share details, pricing, floor plans. We create premium listings with RERA badges and AI descriptions.

2

We Attract Buyers

SEO, social media, referrals, NRI outreach — our platform pulls 1.85L+ monthly visitors to your listings.

3

AI Qualifies & Books

AI scores leads, handles all queries 24/7, books site visits, processes loan applications — automatically.

4

You Close, We Earn

Pre-qualified, visit-ready buyers delivered to your sales team. Pay commission only on closed sales.

What Our Developer Partners Say

★★★★★

"ProperT generates more qualified leads than any channel partner we work with. Their AI qualification saves our sales team 40+ hours per week. Conversion rates are 3x higher than traditional portals."

RK

Rajesh Kumar

VP Sales, Godrej Properties

★★★★★

"We stopped spending on traditional listing portals. ProperT's zero-upfront model and AI-driven leads give us 10x better ROI. Their WhatsApp bot handles 500+ buyer queries daily for us."

PS

Priya Sharma

Marketing Head, Prestige Group

★★★★★

"The automated site visit booking alone increased our show-up rate by 280%. Buyers arrive pre-informed with loan pre-approval. Our sales cycle dropped from 45 days to 18 days."

VS

Vikram Singh

Director of Sales, DLF Homes

Calculate Your Revenue with ProperT

See how much additional sales revenue ProperT can generate for your project

Average Unit Price (₹)

Units Available for Sale

Leads We'll Generate

~520

per quarter

Expected Site Visits

~182

pre-qualified

Projected Sales

~9 units

per quarter

Additional Revenue via ProperT

₹9.0 Cr

Your cost: ₹0 upfront · Commission only on closed sales

List Your Project — It's Free

Start receiving qualified buyer leads within 48 hours

Company Name *

Contact Person *

Phone Number *

Email *

Cities of Operation *

Number of Active Projects

Average Price Range

✅ Zero listing fee · ✅ Commission only on sale · ✅ Cancel anytime · ✅ Dedicated account manager

Our partnership team will contact you within 24 hours

TRUSTED BY INDIA'S LEADING DEVELOPERS

Godrej Lodha Prestige DLF Sobha Brigade Oberoi Tata Mahindra Puravankara

🏦 Home Loan Assist

Compare offers from 25+ banks. Approval in 48 hours.

EMI Calculator

Property Price (₹)

Down Payment (%)

Interest Rate (% p.a.)

Tenure (Years)

EMI: ₹57,131/month

Loan: ₹68L · Total Interest: ₹69L

Partner Banks

📈 Property Price Insights

City-wise trends, median rates and micro-market comparisons

ProperT Insights Hub

Everything you need before you buy

City investment reports, NRI guides, RERA & legal helpdesk, loan comparisons, and live market intelligence — all in one place.

Locality Insights

Know Your Neighbourhood

Schools, hospitals, transit, demographics, safety scores and price trends — for India's top 40 micro-markets.

Verified Developers

India's Top 30 Builders

RERA compliance scores, project history, customer reviews and on-time delivery records.

⭐ Recent Buyer Reviews — Lodha

Investment Toolkit

Smart Investment Calculators

ROI, rental yield, appreciation projection, real estate vs alternative assets, and tax saving — all in one place.

PG & Co-Living

Hassle-Free Stays for Students & Professionals

Verified PGs, modern co-living, single & sharing rooms — across 12 cities. Zero brokerage. Move in 24 hours.

Commercial Real Estate

Office, Retail, Warehousing & Co-Working

From Grade A office space in BKC to last-mile warehouses in Bhiwandi — backed by India's leading commercial brokers.

Property Compare

Compare 3 Properties Side-by-Side

Pick any 3 properties from your shortlist. We'll line them up across 18 parameters and recommend the best.

Family Toolkit

School Finder Near Properties

Top-rated CBSE, ICSE, IB and IGCSE schools mapped to every locality. Filter by board, distance, fees, and ratings.

ProperT Blog

Real Estate Insights & Guides

Buying tips, market analysis, legal explainers, NRI guides, and city deep-dives — written by ProperT's expert team.

Join ProperT

Build the Future of Indian Real Estate

We're on a mission to eliminate brokerage and bring transparency to a ₹24 lakh-crore industry. Come join us.

100+

Team members

14

Cities

₹500Cr+

GTV closed

4.7★

Glassdoor

Open Roles

Don't see your dream role?

We're always hiring exceptional people. Email careers@propert.shop

Press & Media

In the News

Coverage from India's leading business and real estate publications. Press kit available for download.

Press Inquiries

For interviews, quotes, or assets, email press@propert.shop

🛡 ProperT Verified™

The 12-Step Scientific Verification Process

Every listing carrying the ProperT Verified™ badge has cleared a 12-step legal, financial, structural and on-ground audit performed by our in-house RERA lawyers, chartered accountants, civil engineers and field inspectors. Zero shortcuts. Zero exceptions.

12

Verification Checks

7-14

Days Per Audit

22

Specialists On Panel

0

Fraud Cases (FY26)

1

RERA Registration Verification

Live cross-check against the official State RERA portal (MahaRERA, HRERA, K-RERA, T-RERA, UP-RERA, etc.) for valid registration number, project status, promoter name, completion timeline and grievance history. We capture screenshots with timestamps as audit evidence.

⏱ 1 day · 👤 RERA Compliance Officer

2

Title Deed & Chain of Ownership

30-year backward title search through Sub-Registrar records, encumbrance certificates, mutation entries, and revenue records. Our advocates issue a written title clearance opinion stamped under Section 35 of the Indian Stamp Act.

⏱ 3-5 days · 👤 Real Estate Advocate

3

Encumbrance & Litigation Check

Search across e-Court Services, NCLT, DRT, High Court records and Sub-Registrar EC for any pending litigation, mortgage, lien, attachment order, IBC proceeding, or family dispute on the property or promoter entity.

⏱ 2 days · 👤 Litigation Researcher

4

Promoter Financial Health (CIBIL + ROC)

Pull commercial CIBIL, MCA filings, GST compliance score, banking conduct via account aggregators, and 3-year audited balance sheets. Promoters tagged "Wilful Defaulter" or with NPA exposure are auto-rejected.

⏱ 1 day · 👤 Chartered Accountant

5

Approvals & Sanction Plans

Validate municipal sanction plan, IOD/CC, environment clearance (EIA Notification 2006), fire NOC, height clearance (AAI), CLU and OC where issued. Plans matched against the actual built form using satellite imagery (Sentinel-2 / Bhuvan).

⏱ 2 days · 👤 Approvals Specialist

6

Physical Site Inspection

A trained ProperT field inspector visits the site, geo-tags coordinates, captures 360° photos and 4K video walkthroughs, measures setback against the sanctioned plan, and verifies amenities are physically present (not just brochured).

⏱ 1 day · 👤 Field Inspector

7

Structural Audit & Construction Quality

For ready & near-ready projects: rebound hammer testing, cover meter survey, IS-456 / IS-1893 compliance checks, soil report verification, seismic zoning per IS-1893 Part 1. Our civil engineers issue a graded structural fitness report.

⏱ 2 days · 👤 Civil Engineer (Licensed)

8

Carpet Area Re-measurement

Independent measurement of the carpet area as defined under Section 2(k) of RERA Act, 2016 — net usable floor area excluding walls, balconies, lofts. Discrepancies above 3% trigger automatic listing rejection.

⏱ 1 day · 👤 Licensed Surveyor

9

Tax & Statutory Dues Clearance

Property tax receipt verification (3 years), water/electricity dues, society maintenance, GST compliance, TDS deduction history u/s 194-IA, and stamp duty payment trail. We escalate any pending dues before listing approval.

⏱ 1 day · 👤 Tax Specialist

10

Price Benchmarking (AI Model)

Our XGBoost pricing model trained on 4.2M+ Indian transactions checks the listing price against locality medians, recent sub-registrar deeds (where available), and comparable sales. Listings priced >15% above fair value get a "Caution" tag.

⏱ Instant · 🤖 AI Pricing Engine

11

Owner KYC & Aadhaar e-Sign

Owner identity verified via DigiLocker, PAN seeded with Aadhaar, video KYC capture, liveness check, and ownership declaration e-signed under IT Act 2000 Section 3A. Power of attorney chains are validated separately by our legal team.

⏱ Instant · 🤖 DigiLocker + Manual

12

Final Verification Committee Review

A 3-member committee (Senior Advocate, Civil Engineer, Compliance Head) reviews the consolidated dossier. Only unanimous approvals receive the ProperT Verified™ badge. The full dossier is permanently retained on tamper-proof Blockchain (Polygon) for buyer audit.

⏱ 1 day · 👤 Verification Committee

Why Our Process Is Different

⚖

Legally Defensible

Every check is documented with statutory citations and is admissible as due-diligence evidence in consumer courts.

🔬

Scientific Methodology

IS code compliance, BIS test methods, statistical price modelling — not gut feel or visual checks.

🔗

Blockchain Audit Trail

Reports are hashed onto Polygon mainnet — buyers can verify authenticity 10 years later.

🛡

₹50L Fraud Guarantee

If a Verified™ listing turns out to be fraudulent, ProperT compensates the buyer up to ₹50 lakh.

Want a property verified before you buy?

Order an independent ProperT Verification report on any property — even one not listed on our platform.

My Offers

Offers & Negotiations

Track all your offers in one place. Counter, accept, or withdraw anytime.

💰

No offers yet. Browse properties and click 💰 Offer on any listing.

Saved Searches

Your Saved Searches

Re-run any saved search to see new matches. Get notified when prices drop.

About ProperT

India's Most Trusted
Zero Brokerage Real Estate Platform

ProperT is India's largest C2C real estate marketplace — built on a simple promise: connect buyers directly with owners, developers and agents with absolutely zero brokerage. No middlemen. No hidden charges. Just honest real estate.

₹25K Cr+

Executed Sales

₹10K Cr+

Pipeline Projects

1,000+

Full-time Team

50 Acres

NCR Land Bank

₹0

Brokerage to Buyers

14+

Cities Covered

🎯

Our Mission

To make property buying and renting transparent, affordable and hassle-free for every Indian — by eliminating brokers and connecting people directly with owners, builders and verified agents. We save you thousands of rupees on every deal.

👁

Our Vision

A world where every Indian family can find, buy or rent their dream home without paying a single rupee in brokerage — powered by technology, transparency and trust. We aim to be the infrastructure of Indian real estate.

🏗 Our Story

ProperT was founded with one goal: eliminate the massive, unjustified brokerage that brokers charge for simply facilitating a meeting between buyer and seller. In India, a typical broker charges 1–2% of the property value — on a ₹1 crore home, that's ₹1–2 lakh for a service that should cost nothing.

We built the technology to connect buyers directly with owners, created a verification system to ensure every listing is genuine, and partnered with India's top developers to give buyers direct access to new projects. Today, ProperT manages a 50-acre NCR land bank, has facilitated ₹25,000+ Crores in sales, and employs over 1,000 real estate professionals across India.

Our Developer Partnership Programme brings direct inventory from 1,000+ builders onto the platform. Our Broker Registration system lets verified agents list properties for clients who need representation. And our data pipeline aggregates listings from across the web — all to ensure you always have the most complete view of the market.

🏆

Awards & Recognition

ET Startup of the Year 2024 · PropTech Innovation Award 2024 · India's Best Real Estate Portal — Business World 2023 · EY Emerging Company of the Year 2023 · CREDAI PropTech Partner of the Year 2024

🌐

Offices & Coverage

HQ: Gurgaon, Haryana · Regional offices in Mumbai, Bangalore, Hyderabad, Pune, Chennai, Kolkata · Active coverage in 14 cities · Operations in 200+ localities

Ready to Find Your Dream Home?

Join 10 lakh+ Indians who found their home without paying any brokerage

Contact Us

We're here to help you 7 days a week, 9AM–9PM IST

📞

+91 96-90-80-20-10

Mon–Sun, 9AM–9PM IST

Call Now

💬

Chat with us anytime

Open WhatsApp

✉

hello@propert.shop

Typically reply in 2 hours

✉ Send Email

📍

Head Office

Level 12, DLF Cyber City,
Gurgaon, Haryana 122002

Send us a Message

Your Name

Mobile Number

Email Address

Message

Careers at ProperT

Build India's largest real estate platform with us

Legal & Title Search Services

⚖

Title Search & Verification

Comprehensive title search across government records, encumbrance certificates, and mutation records for any property in India.

🌍

NRI Services

Invest in Indian real estate from anywhere in the world

Privacy Policy

Last updated: March 1, 2025

Information We Collect

We collect name, email, phone, browsing behaviour and search preferences when you register. We never collect Aadhaar or financial data without explicit consent.

How We Use Your Data

To personalise property recommendations, connect you with relevant owners/builders, send listing updates, and improve our platform. We never sell your data to third parties.

Data Security

256-bit SSL encryption, regular security audits, ISO 27001 compliance. Passwords are hashed and never stored in plaintext.

Your Rights

Under the DPDP Act 2023, you may access, correct or delete your data at any time. Email hello@propert.shop to exercise these rights.

Terms & Conditions

Effective January 1, 2025

Zero Brokerage Promise

ProperT charges zero brokerage to buyers and tenants. Basic listing is always free for owners. Optional premium packages exist for sellers seeking boosted visibility.

User Conduct

Users must not post false, misleading or duplicate listings. Misrepresentation may result in permanent suspension and legal action.

Developer & Portal Data Agreements

ProperT has entered into formal data sharing agreements with 1,000+ developers across India for aggregating and displaying project listings, brochures, floor plans and media. All such data is used under contractual license.

The People Behind ProperT

Meet the Team

1,000+ real estate professionals. One mission: make property buying and renting transparent, affordable and truly brokerage-free for every Indian.

Strategic Advisory Council

Guided by a small circle of India's most respected names in real estate, institutional capital, global consumer technology, and academic leadership — including two sitting IIM Directors, a positioning unique to propert.shop in Indian proptech.

Aakash Ohri

Joint Managing Director & CBO

DLF Home Developers

Leads the residential business of DLF — India's largest listed real estate company — across luxury, premium and mid-market.

Sanjay Varshney

Chief Operating Officer

Signature Global

Drives operations at India's largest listed affordable-housing developer — architect of one of NCR's most disciplined scaling stories.

Chetan Shah

Managing Partner

Axis Real Estate · Axis AMC

Leads institutional capital allocation at Axis AMC's real estate investment platform — one of Indian RE's most considered capital-side voices.

Anuj Tejpal

Co-Founder

OYO

Co-founder of OYO — one of India's most transformative consumer technology stories. Led OYO's international expansion.

New

Prof. Himanshu Rai

Director

IIM Indore

Director of IIM Indore. Pre-eminent voice in Indian management education and organisational leadership — bringing institutional rigour and global academic perspective.

Prof. Neeraj Dwivedi

Director

IIM Kashipur

Director of IIM Kashipur. Brings institutional academic leadership and governance perspective to ProperT's advisory panel.

Leadership

J

Jatin Kumar

Founder & CEO

Leadership

Serial entrepreneur and real estate visionary. Built and scaled multiple PropTech ventures. Creator of ProperT's zero-brokerage model that has saved Indians ₹3,200+ Crore in commissions.

PropTech Pioneer 50 Acres NCR Land

P

Priya Sharma

Co-Founder & COO

Leadership

15 years in real estate operations across India. Leads all city expansion strategy and 1,000+ developer partnerships. Former VP at HDFC Realty, IIM Ahmedabad alumna.

IIM Ahmedabad 1000+ Dev Partners

A

Arjun Malhotra

Chief Technology Officer

Engineering

Ex-Flipkart engineering lead. IIT Bombay CS. Built ProperT's search engine, 100k+ listing data pipeline, AI recommendation system and the CRM + webhook infrastructure.

IIT Bombay Ex-Flipkart

Product, Growth & Partnerships

N

Neha Gupta

VP Product

Designed ProperT's listing detail page, lead capture flow, CRM dashboard and all conversion funnels. Obsessed with reducing drop-offs and maximising enquiry quality. Ex-leading PropTech portal.

R

Rohit Kapoor

VP Growth & Marketing

Built ProperT from 0 to 5 lakh+ monthly users. Leads performance marketing, SEO, brand and city-level campaigns across all 14 cities. Google Certified Growth Expert.

S

Sunita Rao

VP Developer Relations

Manages all 1,000+ developer partnerships. Former CREDAI board member. Directly onboards top builders — Lodha, Godrej, Prestige, DLF — onto the ProperT platform.

Technology, Legal & Operations

D

Deepak Verma

Head of Data & AI

Builds the scraping pipeline (Playwright + Bright Data), price intelligence engine, PostgreSQL + Elasticsearch stack and AI recommendation system. Ex-leading PropTech data team.

K

Kaveri Reddy

Head of Legal & Compliance

Ensures all listings are RERA-verified, agreements legally compliant and the platform sound across all states. Specialist in RERA, FEMA, DPDP Act 2023 and property law.

A

Arun Bajaj

City Head — NCR

Leads on-ground operations across Delhi, Noida, Gurgaon, Faridabad and Ghaziabad. Adds 500+ physically verified listings monthly across NCR. 18 years in NCR real estate.

Want to Build India's Largest Real Estate Platform?

We're hiring across Engineering, Product, Growth, Operations and Real Estate. 1,000+ team members and growing.

Developer CRM 2.0 · Premium Vertical

Lead-to-booking in one integrated platform.

India's first white-label CRM engineered for real-estate developers. AI deal scoring, inventory matrix, channel-partner tier system, commission engine, and fit-out tracker — all in one dashboard.

—

Developers

—

Projects

—

Leads

—

Active Deals

Pipeline Stages — 16-stage journey

Every lead flows through calibrated stages, with SLA tracking, auto-assignment to sales reps based on load, and real-time conversion analytics at each step.

Loading stages…

Pricing Tiers

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Request a Demo

Institutional SaaS · Funds · NBFCs · HFCs

Bloomberg-grade intelligence for Indian real estate capital.

Purpose-built for AIF Cat-II funds, NBFCs, HFCs, and family offices. Deal pipeline, DD workflows, risk scoring, LP statements, capital-call automation, SEBI/RBI compliance reports.

—

Entities

—

Funds Managed

—

AUM (Cr)

—

Deals

Who We Serve

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Risk Rating Bands

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Enterprise Demo

Designed for Kotak Realty Fund, HDFC Capital, Piramal Finance, Bajaj Housing, GIC, and similar institutional deployers. Pricing: ₹50L-3Cr ARR per account.

NRI Services · FEMA-Compliant · 24/7 Concierge

Buy · Rent · Invest in India — without the paperwork chaos.

Purpose-built for India's 32M+ NRI diaspora. FEMA eligibility check, multi-currency FX (17 currencies), POA workflow, capital gains calculator, repatriation tracking, Form 15CA/15CB assistance.

FEMA Eligibility — Quick Check

Know instantly what property types you can purchase under current FEMA rules.

Your NRI Category

Property Type

Live FX Rates · Curated for NRIs

ProperT's rate is 1-3% better than your bank because we settle wholesale.

Loading FX rates…

Serving NRI Homes In

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AI Insights · 12 Production Models

Decisions backed by machine-learning precision.

Automated valuation, deal scoring, buyer-intent prediction, market forecasting, listing quality QA, negotiation assistant, document OCR, fraud detection, call summarization.

Instant Property Valuation

Our AVM uses hedonic regression across 360+ localities with city-multiplier, facing premium, floor rise, amenity weights, and age depreciation factors.

City

BHK

Super Built-Up (sqft)

Floor

Total Floors

Facing

Market Forecast — 24 Month Projection

City

Locality

Commercial & Industrial · CRE Vertical

Office · Warehouse · Retail · Data-Centre — end to end.

From bare-shell office to hyperscale data centre. Lease abstraction, fit-out tracking (12 stages), CAM invoicing, renewal automation, tenant satisfaction (NPS), market reports.

Property Type Categories

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Lease Structures We Support

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Start an Enquiry

Tell us your requirement — our CRE team returns listings within 24 hours.

Rental Management · Landlord + Tenant Platform

End-to-end rental lifecycle — zero broker, zero hassle.

Listing discovery, tenant KYC + employment + criminal verification, e-stamped agreements, rent collection with CC rewards, maintenance dispatch, inspections, deposit settlement.

Listing Types

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Tenant Categories & Ideal Match

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Maintenance Service Catalogue

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Channel Partner Directory

India's most trusted brokerage partner network.

From Anarock and JLL to regional specialists and NRI-focused firms. Verified credentials, RERA numbers, specializations, commission bands.

Tier-1 National Brokerages

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Tech-Enabled Platforms

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Home Loan Lender Matrix

25+ banks, HFCs, and NBFCs — compared side-by-side.

Real-time rate comparison across public-sector banks, private banks, housing-finance companies, and NBFCs. NRI eligibility, processing fees, turn-around times.

Public Sector Banks

SBI

From 8.40% · Processing 0.35%

TAT: 7 days · NRI eligible

Bank of Baroda

From 8.40% · Processing 0.25%

TAT: 10 days · NRI eligible

PNB

From 8.45% · Processing 0.35%

TAT: 12 days · NRI eligible

Canara Bank

From 8.35% · Processing 0.50%

TAT: 14 days · NRI eligible

Union Bank of India

From 8.40% · Processing 0.50%

TAT: 12 days

Indian Bank

From 8.45% · Processing 0.23%

TAT: 14 days

Private Sector Banks

HDFC Bank

From 8.50% · Processing 0.50%

TAT: 5 days · NRI eligible

ICICI Bank

From 8.60% · Processing 0.50%

TAT: 7 days · NRI eligible

Axis Bank

From 8.75% · Processing 1.00%

TAT: 8 days · NRI eligible

Kotak Mahindra Bank

From 8.60% · Processing 0.50%

TAT: 6 days

IDFC FIRST Bank

From 8.85% · Processing 0.50%

TAT: 5 days

Federal Bank

From 8.50% · Processing 0.50%

TAT: 9 days · NRI eligible

Housing Finance Companies (HFCs)

LIC Housing Finance

From 8.50% · Processing 0.25%

TAT: 12 days

Bajaj Housing Finance

From 8.45% · Processing 0.50%

TAT: 4 days

PNB Housing Finance

From 8.75% · Processing 0.75%

TAT: 8 days

Aditya Birla Housing Finance

From 8.80% · Processing 0.50%

TAT: 7 days

Tata Capital Housing Finance

From 8.75% · Processing 0.50%

TAT: 8 days

Piramal Capital & Housing Finance

From 9.25% · Processing 1.00%

TAT: 10 days

Analytics & BI · Platform Intelligence

Cohort retention · A/B tests · Funnel analysis — all native.

Time-series metrics, cohort analysis, multi-touch attribution (first-click/last-click/time-decay/position-based), A/B test statistical significance, LTV prediction.

Platform Metrics — Last 30 Days

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Geographic Heatmap — Active Users by City

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Cohort Retention — Sample 12-Week Cohort

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Native Apps · iOS + Android

ProperT in your pocket — online and offline.

Native apps for iOS and Android with biometric login, offline sync, AR property preview, deep links, push notifications, one-tap home loan pre-qualification.

Download the App

🍎

iOS App

Minimum iOS 14 · 85 MB · Free

🤖

Android App

Minimum Android 8 · 62 MB · Free

Mobile-Exclusive Features

AR Property Preview

Walk through properties in augmented reality using iOS ARKit or Android ARCore.

Biometric Login

Face ID, Touch ID, or fingerprint — skip passwords entirely.

Offline Mode

Saved listings and shortlists work without internet. Sync when back online.

One-Tap Home Loan

Apply to 25+ lenders in a single tap after biometric authentication.

Deep Links

Share any property with a propert:// deep link that opens in-app.

Push Notifications

Price drops, new launches in saved localities, site-visit reminders.

LEGAL DESK · ESCROW · E-STAMPING

Your legal layer for every property decision.

Sale deeds, rent agreements, wills, title searches, RERA complaints, e-stamping, POA — all handled with transparent pricing and state-wise stamp-duty precision.

—

Templates

—

State Rates

—

Services

24h

Turnaround

Document Templates

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Legal Services Catalog

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Instant Stamp-Duty Estimate

State

Consideration (₹)

Doc Type

INSURANCE MARKETPLACE · HOME · TITLE · LOAN · LANDLORD

Protect every rupee you've locked into real estate.

Compare quotes from 11 insurers, buy title cover before registration, loan-cover for tenure, and landlord cover for your rentals.

—

Providers

—

Policy Types

₹25L

Avg Cover

<60s

Quote Time

Policy Types

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Insurance Partners

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Get Instant Quote

Policy Type

Sum Insured (₹)

City

Property Age (yrs)

HOME SERVICES MARKETPLACE

Interior, modular kitchen, packers-movers — one roof.

16 service categories, vetted vendors, transparent margins. Book deep-cleaning to full villa interiors in under 60 seconds.

—

Service Categories

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Top Interior Designers Near You

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Request a Quote

Service

City

Budget (₹)

Timeline (weeks)

PROPERT ACADEMY · CERTIFICATIONS · MASTERCLASSES

Real-estate education that pays back.

12 course tracks — RERA certification, sales mastery, NRI specialist, luxury, commercial leasing. Issued by India's first-of-its-kind PropTech academy.

—

Courses

—

Certifications

85%

Placement

4.7★

Rating

Course Categories

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Subscription Plans

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Enroll Today

Name

Email

Phone

Plan

VASTU · WELLNESS · CEREMONIES

Homes that align with tradition and science.

Vastu scoring, corrective products, priest-led ceremonies (Griha Pravesh, Bhumi Puja), astrology-matched homes.

—

Directions

—

Checkpoints

—

Remedies

100%

Vedic-Verified

8 Vastu Directions

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Priest & Ceremony Services

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Free Vastu Score — enter your address

Main Door Facing

Kitchen in

Pooja room in

Master BR in

REFER & EARN

Turn your network into recurring income.

7 tiers (Starter → Ambassador), 8 conversion types, redeem to bank/UPI/vouchers. Ambassadors earn ₹50,000+/month.

—

Tiers

—

Reward Types

₹5L

Top Earner / mo

48h

Payout

Referrer Tiers

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What earns you rewards

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Top Earners This Month

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Get your referral code

Name

Phone

Email

UPI ID

SOCIETY MANAGEMENT OS

Operating system for your apartment society.

Collections, visitors, complaints, polls, SOS, staff management, billing. 4 tiers from Basic to Enterprise.

—

Societies

—

Units Tracked

₹2k Cr+

Collections / yr

2%

Platform Fee

Subscription Plans

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Featured Societies On-Platform

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Onboard your Society

Society Name

City

Total Units

Your Role

EXPOS · INVESTOR MEETS · WEBINARS

Where buyers meet builders, live.

Property expos, NRI investor meets, channel partner summits, masterclasses. Dubai · London · Mumbai · Gurgaon · Bangalore.

—

Past Events

—

Upcoming

—

Total Footfall

—

GMV Unlocked

Upcoming Events

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Sponsor Tiers

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ROI Estimator for Sponsors

Event Type

City Tier

Sponsor Budget (₹)

MARKET INTELLIGENCE · PRICE INDEX · LAUNCH WATCH

Quarterly city reports investors actually cite.

Price index back to 2015, launch watch, inventory overhang, yields. ₹999/report or ₹24,999/yr unlimited.

—

Reports

—

Cities Tracked

2015

Base Index

Qtrly

Refresh Cadence

Price Index YoY Change

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Latest Reports

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Subscription Plans

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WEALTH PLANNER · REIT · FRACTIONAL · ADVISORY

Real-estate-first wealth planning, not generic SIP.

Goal-based planning, REIT orders, fractional office/warehouse investing from ₹25L, tax-aware structuring for NRIs.

—

Goal Types

—

REITs

—

Fractional Deals

14-16%

Target IRR

Goal Planner

Goal

Target Corpus (₹)

Horizon (yrs)

Current Corpus (₹)

Monthly Savings (₹)

Expected Return %

Indian REITs

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Fractional Ownership Opportunities

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TENANT SCREENING · CREDIT · EVICTION · INCOME

Know your tenant before the cheque clears.

Credit scores from CIBIL · Eviction history across 4 registries · Income verification · Reference calls. 45-minute turnaround, ₹499 to start.

—

Packages

—

Credit Bureaus

—

Eviction Records

45m

Basic TAT

Screening Packages

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Risk Bands

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Start a Screening

Tenant Name

Tenant Phone

Tenant Email

Package

PROPERTY TAX · MUNICIPAL · STATE

File your property tax in under 5 minutes.

Covers MCGM, BBMP, GHMC, MCG, PMC — 13 municipal authorities. Automatic calculation, online payment, receipt in your inbox.

—

Authorities

—

Exemptions

₹299

Filing Fee

5m

End-to-End

Municipal Authorities Covered

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Instant Tax Estimate

Municipality

Upcoming Due Dates

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CONSTRUCTION MATERIALS · B2B MARKETPLACE

Cement to chandeliers — one procurement dashboard.

1500+ SKUs across 16 categories. Transparent pricing, credit terms up to 90 days for qualified buyers, 72-hr interstate delivery.

—

Material Categories

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Featured Brands

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Buyer Tiers & Credit Days

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Wholesale Price Index

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VACATION RENTALS · SHORT-TERM STAYS

India's best-kept stays. From villas to houseboats.

1,500 curated rentals across Goa, Manali, Udaipur, Kerala, Ladakh and 12 more destinations. Instant book, superhost-verified, transparent fees.

—

Destinations

—

Listings

—

Property Types

12-18%

Platform Take

Top Destinations

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Top-Rated Stays

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Host Tiers

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List your Property as Host

Your Name

Email

Phone

Number of Properties

DOCUMENT AUTOMATION · E-SIGN · KYC · OCR

Agreements that ship in minutes, not days.

Rent agreements, sale deeds, wills, POA — all drafted, e-stamped, Aadhaar-signed, notarized end-to-end.

—

Templates

—

eSign Providers

—

KYC Methods

<20min

Avg Turnaround

Popular Templates

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E-Sign Providers

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KYC Methods

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Deal Room

Your private transaction space

● Negotiating

📍 Transaction Timeline

💬 Negotiation Panel

Submit Your Offer

📂 Document Vault

💰 Payment Milestones

Quick Actions

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ROI ENGINE

Property ROI Calculator

Simulate rental yield, appreciation & cashflow for any property in India

📥 Property Details

Property Price (₹)

Monthly Rent Expected (₹)

Annual Appreciation (%)

Maintenance Cost / Year (₹)

Down Payment (%)

Home Loan Rate (%)

City

📈 5-Year Projection

LOAN INTELLIGENCE ENGINE

Find Your Best Home Loan

Instant eligibility · Compare 25+ lenders · Pre-approved offers

Your Profile

Monthly Income (₹)

Property Price (₹)

Existing EMIs / month (₹)

Employment Type

Credit Score

Your Eligibility

₹68.0 L

Based on ₹1.5L/month income · 80% LTV

₹58,832

Monthly EMI

₹73.2L

Total Interest

✅ Pre-Approval Status

Based on your profile, you are likely to get pre-approval from 8+ lenders.

Best Matched Lenders

Sorted by total cost

POST-PURCHASE LOCK-IN

Property Management Stack

Rent collection · Tenant discovery · Maintenance · Exit — all in one place

🏠

3

Properties Managed

💰

₹1.14L

Monthly Rent Collected

📈

+18.4%

Avg Portfolio Growth

🔍 Find Tenants

EXIT ENGINE

Smart Resale Intelligence

One-click resale · Auto-matching buyers · Liquidity insights

Resale Valuation

Property Location

Purchase Price (₹)

Purchase Year

Property Type

🎯 Matched Buyers Right Now ● 127 active buyers in your area

DOCUMENT ENGINE

Auto-Generate Legal Agreements

Token agreement, sale agreement — generated in 60 seconds, e-sign ready

Party Details

Buyer Full Name

Buyer PAN

Seller Full Name

Seller PAN

Property Address

Agreed Sale Price (₹)

Token Amount (₹)

Agreement Date

YOUR PORTFOLIO

Investment Dashboard

🤝 Active Deals

💡 AI Opportunities

REAL DATA · NCR ONLY

NCR Projects

1,200

projects

1,200 projects

Company Database

200 Real Estate Companies

India's most comprehensive developer database — tiered by institutional grade, market cap, and regional reach. Clearbit-verified logos, RERA counts, flagship projects.

Trust & Compliance

Licenses, Registrations & Certifications

ProperT operates with full regulatory compliance. Below are our active registrations.

Active Registrations

Shop & Establishment License

Labour Department, State of Haryana

Active

GSTIN Registration

Goods & Services Tax · Services under SAC 9972

Active

PAN / TAN Registration

Income Tax Department · TDS compliance

Active

Professional Tax Registration

State commercial taxes department

Active

DPDP Act 2023 Compliance

Data Protection · Privacy notice, consent management, breach response plan

Active

MSME / Udyam Registration

Ministry of MSME · Startup classification

Active

Startup India DPIIT Recognition

Department for Promotion of Industry & Internal Trade

Active

Procured & Received

Pvt Ltd Incorporation

MCA / ROC · CIN registered · Liability separated

Active

RERA Agent Registration (Multi-State)

MahaRERA, HRERA, UP-RERA, K-RERA, T-RERA · All states registered

Active

Trademark — ProperT / propert.shop

IP India · Classes 36 (real estate) & 42 (tech/software)

Registered

ISO 27001 Information Security

Accredited body certification · Enterprise-grade data security

Certified

Financial Governance & Independent Oversight

Independent Valuation Report

Prepared by an IBBI-registered valuer (RBSA Valuation Advisors LLP)

On File

GMV & Fee Reconciliation Exhibit

UDIN-tagged reconciliation of platform figures to books · Gaps itemised line-by-line

On File

Promoter Solvency Certificate

Issued by a nationalised bank · Current within validity period

Certified

Investor Data Room

Valuation, reconciliation, solvency & corporate records · For qualified investors under NDA

On Request

Built for Investor Confidence

ProperT maintains full regulatory compliance from day one, with independent financial oversight to match — an institutional data room covering valuation, UDIN-tagged reconciliations and solvency certification is available to qualified investors on request.

Market Intelligence

Project Intelligence Explorer

Real-time data on new launches, under-construction, and ready-to-move projects across India. Scraped from RERA portals & verified sources.

Wealth Tracker

Investment Portfolio

Track your real estate investments, monitor appreciation, analyse diversification, and simulate future returns.

Add Property to Portfolio

City Allocation

Market Trends — Top Cities

Future Value Simulator

Instant Valuation

Property Valuation Tool

Get instant AI-powered property valuations based on 80+ locality price indices across 8 major Indian cities.

City *

Locality

Area (sqft) *

Property Type

Floor

Property Age (years)

Furnishing

Parking Slots

Locality Price Index

Select a city above to see locality-wise price data, or browse all cities.

Stamp Duty Calculator

VERIFIED MARKET INTELLIGENCE

Micro-Market Price Pulse

Quarterly price history, rental yield, YoY growth and 5Y CAGR for every major real-estate micro-market in India — built from verified listing, RERA and registrar data.

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OFFICIAL PARTNERSHIPS

100 Developer Partners

ProperT has direct partnership agreements with India's leading real estate developers — giving you access to exclusive inventory, developer-direct pricing, and zero brokerage on new projects.

100

Partner Developers

500+

RERA Projects

₹0

Brokerage on New Projects

14+

Cities Covered

MEDIA & PRESS

ProperT in the News

Media coverage, press releases and brand assets

📰

ProperT raises ₹400 Cr to build India's first Real Estate OS

Economic Times · March 2026

ProperT, the zero-brokerage real estate platform, announced a ₹400 Crore funding round to build out its transaction OS, AI deal scoring engine and financial services layer.

📺

How ProperT is replacing brokers with technology

CNBC TV18 · February 2026

Feature on ProperT's zero-brokerage model and how it has saved buyers ₹3,200 Crore in commissions across 14 cities.

🏆

ProperT wins "Best PropTech Platform 2025" at CREDAI Awards

CREDAI PropTech Awards · December 2025

Recognised as India's most innovative real estate platform for AI-powered deal scoring and zero-brokerage transaction model.

Media Enquiries

For press releases, interviews and brand assets

hello@propert.shop

Financial Tools

EMI Calculator & Loan Planner

Plan your home loan with real bank rates. See monthly EMI, total interest, amortization schedule, and prepayment savings.

Loan Details

Property Value (₹)

Down Payment (%): 20%

Loan Amount (₹)

Interest Rate (%)

Tenure (Years)

Bank

Annual Prepayment (₹) — optional

Monthly EMI

—

Current Bank Rates (Apr 2026)

Bank	Rate	Processing Fee	Max Tenure
Bank of Baroda	8.40%	₹8,500	30 yrs
PNB	8.45%	₹10,000	30 yrs
SBI	8.50%	₹10,000	30 yrs
LIC HFL	8.50%	₹12,500	30 yrs
HDFC Bank	8.70%	₹15,000	30 yrs
ICICI Bank	8.75%	₹15,000	30 yrs
Axis Bank	8.90%	₹12,000	30 yrs

Year-by-Year Amortization Schedule

Year	Principal Paid	Interest Paid	Balance	% Paid

Buyer Protection

Property Legal Checklist

18-point legal verification every buyer must complete before signing. Track your progress — never miss a step.

0

Completed

18

Pending

0%

Progress

NRI Services

NRI Property Investment Guide

Everything NRIs need to know about buying, selling, and managing property in India. FEMA rules, tax implications, repatriation — simplified.

$13.1B

NRI Real Estate Investment (FY25)

18%

Avg. Annual Returns (Top 5 Cities)

Zero

Brokerage on ProperT

Need NRI Property Assistance?

Our NRI desk handles end-to-end — virtual tours, legal due diligence, PoA setup, fund transfers, and property management.

Utility Tool

Area Unit Converter

Convert between sq.ft, sq.m, sq.yd, acre, hectare, bigha, gunta, and more — used across Indian real estate.

Value

=

From

Common Conversions Reference

Unit	= Square Feet	Used In
1 sq.m	10.764 sq.ft	Urban India, RERA
1 sq.yd	9.0 sq.ft	Gurgaon, Delhi, Noida
1 Bigha	27,000 sq.ft	UP, Bihar, Rajasthan
1 Biswa	1,350 sq.ft	UP, Haryana
1 Gunta	1,089 sq.ft	Karnataka, Maharashtra
1 Cent	435.6 sq.ft	Kerala, Tamil Nadu
1 Ground	2,400 sq.ft	Tamil Nadu
1 Kanal	5,445 sq.ft	Punjab, J&K, Haryana
1 Marla	272.25 sq.ft	Punjab, Haryana

Legal Tools

Rent Agreement Generator

Generate a legally compliant rent agreement in 2 minutes. Covers all Indian states. Print-ready format with e-stamp support info.

Agreement Details

Landlord Name

Landlord Address

Tenant Name

Tenant Address

Property Address

City / State

Monthly Rent (₹)

Security Deposit (₹)

Lock-in (months)

Start Date

Duration (months)

Property Type

Furnishing

Annual Rent Escalation (%)

Additional Clauses (optional)

📄

Fill the form and click Generate

Your rent agreement preview will appear here

E-Stamp & Registration Info

Maharashtra: Agreements > 11 months must be registered. E-stamp via SHCIL portal. Stamp duty: 0.25% of total rent + deposit.
Karnataka: All agreements should be registered at Sub-Registrar. Stamp duty: ₹500 (< ₹5L) to ₹2000 (> ₹5L).
Delhi: Agreements > 11 months need registration at SDM office. Stamp duty: 2% of annual rent.
General: Keep 2 original copies. Both parties sign on each page. Witness signatures required.

Financial Planning

How Much Home Can You Afford?

Based on your income, expenses, and savings — we calculate your maximum property budget, ideal EMI, and recommended cities.

Your Financial Profile

Monthly Take-Home Income (₹)

Spouse/Co-applicant Income (₹) optional

Monthly Expenses (₹) rent, bills, groceries

Existing EMIs (₹) car, personal loan

Available Down Payment / Savings (₹)

Interest Rate (%)

Loan Tenure (Years)

EMI Comfort Level: 40% of income

Conservative (25%)Aggressive (55%)

You Can Afford

—

total property value

EMI Comfort Zone

What You Can Buy

Vastu Shastra

Vastu Compliance Checker

Check how Vastu-compliant your property is. Answer 15 simple questions about your home's layout and get an instant score with remedies.

—

Vastu Score / 100

Complete the checklist below

Homeowner Tools

Moving Day Checklist

45 essential tasks organized by timeline — from 4 weeks before moving to your first week in the new home. Never forget a step.

0

Done

45

Remaining

0%

Progress

Protection

Home Insurance Guide & Calculator

Protect your biggest investment. Compare home insurance types, estimate premiums, and understand what's covered.

🏗

Structure Insurance

Covers the building structure — walls, roof, foundation, plumbing, wiring against fire, earthquake, flood, storm, lightning, riot, terrorism.

Premium: ₹1-3 per ₹1,000 insured / year

🛋

Contents Insurance

Covers furniture, electronics, appliances, jewelry, clothing inside the home. Includes theft, burglary, water damage, fire damage.

Premium: ₹2-5 per ₹1,000 insured / year

🏠

Comprehensive Policy

Structure + Contents + Liability. Best value. Also covers temporary accommodation costs if home becomes uninhabitable.

Premium: ₹3-6 per ₹1,000 insured / year

Premium Estimator

Property Value (₹)

Contents Value (₹)

City

Property Age (years)

Insurance Type

Floor

Top Home Insurance Providers in India

Provider	Rating	Structure Rate	Contents Rate	Claim Settlement	Online Buy
HDFC ERGO	⭐ 4.5	₹1.5/1K	₹2.5/1K	96%	Yes
ICICI Lombard	⭐ 4.4	₹1.8/1K	₹3.0/1K	94%	Yes
Bajaj Allianz	⭐ 4.3	₹1.6/1K	₹2.8/1K	95%	Yes
SBI General	⭐ 4.2	₹1.2/1K	₹2.2/1K	91%	Yes
New India Assurance	⭐ 4.0	₹1.0/1K	₹2.0/1K	89%	Branch
Tata AIG	⭐ 4.3	₹1.7/1K	₹2.6/1K	93%	Yes

What's Covered

Fire, explosion, lightning strike
Earthquake, flood, storm, cyclone
Riot, strike, malicious damage
Aircraft damage, impact damage
Burst pipes and water tank overflow
Theft and burglary (contents policy)
Terrorism (with add-on)
Temporary accommodation costs

What's NOT Covered

Normal wear and tear
War and nuclear perils
Willful damage by owner
Pre-existing defects
Gradual deterioration
Consequential losses
Vacant property (> 30 days)
Cash and securities

Livability Intelligence

Neighborhood Insights

Livability scores, safety ratings, infrastructure data for 27+ localities across 8 cities. Compare neighborhoods before you buy.

Compare Two Neighborhoods

VS

Loan Planning

Home Loan Eligibility Checker

Check your home loan eligibility based on income, age, CIBIL score, and existing obligations. Get bank-specific pre-approval estimates.

Your Profile

Age

Monthly Gross Income (₹)

Co-applicant Income (₹) optional

Existing Monthly EMIs (₹)

CIBIL Score

Employment Type

Property Location

Maximum Loan Eligible

—

CIBIL Score Impact

Bank-wise Pre-Approval Estimate

Home Setup

Interior Design Cost Estimator

Estimate your interior design budget room-by-room. Covers modular kitchen, wardrobes, false ceiling, painting, flooring, electricals, and more.

Property Details

BHK Configuration

Carpet Area (sqft)

Quality Tier

City

Include

Modular Kitchen Wardrobes False Ceiling Painting Flooring Upgrade Electrical & Lighting Bathroom Upgrade Loose Furniture Curtains & Blinds AC Installation

Estimated Total Cost

—

Room-wise Breakdown

Typical Timeline

Knowledge Base

Real Estate Glossary

80+ terms every property buyer, seller, and investor should know. From Agreement to Zoning — the complete Indian real estate dictionary.

Landlord Tools

Tenant Screening Checklist

Verify tenants before handing over your property. 20-point screening checklist with risk scoring to protect your investment.

—

Risk Score / 100

Complete the screening below

Tax Tools

Property Tax Calculator

Estimate annual property tax for 8 major Indian cities. Covers residential, commercial, and vacant land. Includes payment links and deadlines.

Property Details

City

Property Type

Built-Up Area (sqft)

Monthly Rateable Value / Rent (₹)

Property Age

Owner Category

Annual Property Tax

—

Tax Breakdown

Payment Deadlines & Discounts

Investment Intelligence

Rental Yield Comparison

Compare rental yields across 30+ localities in 8 cities. Find the best locations for rental income investment.

Locality	City	Avg Price/sqft	2 BHK Price	Monthly Rent	Gross Yield	Net Yield	Capital Growth

Scheduling

Schedule a Site Visit

Book a free property visit with our verified relationship managers. Available 7 days a week across 8 cities.

Visit Details

Your Name

Phone

Email

City

Project / Property Name

Preferred Date

Time Slot

Visit Type

Notes (optional)

Your Scheduled Visits

No visits scheduled yet. Fill the form to book your first visit.

What to Expect

1Confirmation call/SMS within 30 minutes of booking

2Dedicated RM assigned for your visit

3Pickup from nearest metro/landmark (physical visits)

430-45 minute guided walkthrough with Q&A

5Post-visit report with photos and price analysis

Site Visit Checklist

✓ Construction quality & finishing

✓ Water pressure & plumbing

✓ Electrical points & switchboard

✓ Ventilation & natural light

✓ Parking space & access

✓ Security & CCTV setup

✓ Lift & common area maintenance

✓ Noise levels from road/neighbours

✓ Actual carpet area measurement

✓ Builder's RERA registration board

RERA Project Lookup

Verify any project's RERA registration across all Indian states. Always check RERA before investing.

State

RERA Registration Number

Or search by Project Name / Developer

Official RERA Portals by State

Why RERA Verification Matters

🛡

Legal Protection

RERA-registered projects must follow strict timelines and quality standards. Buyers can file complaints directly.

📋

Transparent Disclosures

Developers must disclose approvals, layout plans, project schedule, and financials on the RERA portal.

💰

Escrow Protection

70% of project funds must stay in a dedicated escrow account, preventing fund diversion.

📅

Delivery Guarantee

Delayed projects entitle buyers to interest compensation or full refund under RERA provisions.

📐

Carpet Area Clarity

RERA mandates sale on carpet area basis only — no more inflated super built-up area claims.

⚖️

Dispute Resolution

Dedicated RERA tribunals provide fast-track resolution — typically 60-90 days vs years in civil courts.

RERA Verification Checklist

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Complete all checks before making a booking

Home Loan Balance Transfer

Check if transferring your existing home loan to another bank can save you money.

Outstanding Loan Amount (₹)

Current Interest Rate (%)

Remaining Tenure (years)

Current Bank

✅ Transfer Makes Sense When

Rate difference is ≥ 0.5% and remaining tenure > 7 years
Outstanding amount > ₹20 lakhs
No prepayment penalty on existing loan
Your CIBIL score has improved since original loan
Processing fee savings exceed switching costs

❌ Avoid Transfer When

Remaining tenure < 5 years (savings too small)
Outstanding amount < ₹10 lakhs
Existing bank offers rate match upon request
Heavy prepayment penalties apply
You've already paid > 60% of original tenure

Balance Transfer Process (5 Steps)

1

Get Foreclosure Statement

Request from current bank — shows exact outstanding amount, any penalties, and NOC requirements.

2

Apply to New Bank

Submit application with property documents, income proof, and foreclosure letter. New bank does its own valuation.

3

Sanction & Offer Letter

New bank issues sanction letter with rate, tenure, and conditions. Review carefully before accepting.

4

Loan Disbursement & Closure

New bank pays off old bank directly. You sign new loan agreement and get fresh repayment schedule.

5

Document Transfer & NOC

Old bank hands over original property documents and issues NOC. New bank creates fresh lien on property.

Capital Gains Tax Calculator

Calculate LTCG or STCG tax on property sale under the latest Indian Income Tax rules (Budget 2024-25).

Purchase Price (₹)

Sale Price (₹)

Purchase Year

Sale Year

Improvement Costs (₹)

Transfer Costs (stamp duty, brokerage) (₹)

Ways to Save Capital Gains Tax

Section 54 — Reinvest in Residential Property

Buy or construct a new residential house within 2 years (buy) or 3 years (construct) of sale. Full LTCG exemption if new property value ≥ capital gains.

Budget 2024 Changes: Old vs New Regime

Parameter	Old Regime	New Regime (from Jul 23, 2024)
LTCG Tax Rate	20%	12.5%
Indexation Benefit	Available (CII adjustment)	Not available
Holding Period for LTCG	24 months	24 months
STCG Tax Rate	As per income slab	As per income slab
Section 54/54EC	Available	Available

For properties bought before Jul 23, 2024, you can choose the regime that gives lower tax. Our calculator shows both.

Rent Receipt Generator

Generate rent receipts for HRA tax exemption. Download as PDF or print directly.

Tenant Name (You)

Landlord Name

Landlord PAN (required if rent > ₹1L/yr)

Monthly Rent (₹)

Rented Address

From Month

To Month

Financial Year

HRA Exemption Rules (Quick Guide)

HRA Exempt Amount = Least of:

Actual HRA received
50% of salary (metro) or 40% (non-metro)
Rent paid minus 10% of salary

Documents Needed

Rent receipts (monthly or consolidated)
Rent agreement copy
Landlord PAN (if rent > ₹1 lakh/year)
Bank statements showing rent payments

Common Mistakes to Avoid

Missing landlord PAN for rent > ₹1L
Revenue stamps missing on receipts > ₹5K
No rent agreement to support receipts
Claiming HRA while owning house in same city

Power of Attorney Generator

Generate a property-specific Power of Attorney draft. Ideal for NRIs and remote transactions.

Principal (Who gives authority)

Attorney (Who receives authority)

Principal Aadhaar No.

Attorney Aadhaar No.

Property Description

POA Type

Validity

State (for stamp duty)

General Power of Attorney (GPA)

Grants broad authority to handle all property-related matters — buying, selling, renting, maintenance, legal proceedings. Most commonly used by NRIs.

Higher stamp duty • Notarization required

Special Power of Attorney (SPA)

Limited to specific actions — e.g., only selling a particular property, or only managing rent collection. Preferred for one-time transactions.

Lower stamp duty • More secure

⚠️ GPA Sale is Not a Sale

Supreme Court ruled in 2011 that property transfer via GPA without registered sale deed is NOT valid. Always register a sale deed. GPA only authorizes actions on your behalf — it does not transfer ownership.

NRI Power of Attorney — Extra Requirements

1. Notarization abroad — POA must be notarized by Indian embassy/consulate or local notary with apostille

2. Adjudication in India — Must be adjudicated (stamp duty paid) within 3 months of arrival in India

3. Registration — Sub-registrar registration required within 4 months of execution

4. Two witnesses — NRIs need two witnesses who are Indian citizens

5. Passport copy — Attested passport copies of both principal and attorney

6. Revocation — Can be revoked anytime via registered revocation deed

Property Price Trends

Historical price data across major Indian cities. Track appreciation to make informed investment decisions.

Understanding Price Cycles

📈

Growth Phase

Prices rising 8-15% YoY. New launches increasing. High demand, limited inventory.

📊

Peak Phase

Prices at all-time high. Investor activity peaks. New supply flooding in. Affordability stressed.

📉

Correction Phase

Prices stagnant or declining. Unsold inventory high. Discounts and deals emerge.

🔄

Recovery Phase

Best time to buy. Prices bottoming out. New infra announcements. Early movers gain most.

Construction Progress Tracker

Track construction milestones for under-construction projects. Stay informed about your investment.

Add a Project to Track

Typical Construction Milestones

Your Rights as a Buyer (Under Construction)

Quarterly updates: RERA mandates developers to share quarterly construction progress reports.

Site visit: You have the right to visit the construction site and inspect your unit's progress.

Timeline adherence: Possession delays beyond RERA date entitle you to interest compensation.

Quality standards: Construction must meet approved plan specifications. Deviations are actionable.

Payment linkage: Demand letters must be linked to construction milestones, not arbitrary dates.

Defect liability: Developer is liable for structural defects for 5 years post-possession under RERA.

Society Management Hub

Tools for RWA/society committee members to manage maintenance, complaints, and community affairs.

Maintenance Fee Calculator

Total Flats

Avg. Flat Size (sqft)

Rate per sqft (₹/month)

Typical Monthly Expense Breakdown (200-flat society)

Log a Complaint

Post a Society Notice

Recommended Society Vendors

🔒

Resident Directory — Coming Soon

A secure, opt-in resident directory where society members can share contact details for emergencies. Requires society admin approval.

Property Document Vault

Organize and track all your property-related documents. Know exactly what you have and what's missing.

Add a Property

Essential Property Documents Checklist

Purchase Documents

● Sale Deed (registered)

● Agreement to Sell

● Payment Receipts / Bank Statements

● Stamp Duty Receipt

● Registration Receipt

● Possession Letter

Legal & Approvals

● Title Deed / Chain of Ownership

● Encumbrance Certificate (EC)

● RERA Registration Certificate

● Approved Building Plan

● Completion / Occupancy Certificate

● No Objection Certificate (NOC)

Loan Documents

● Loan Sanction Letter

● Loan Agreement

● EMI Repayment Schedule

● Property Insurance Policy

● NOC from Bank (after closure)

● Interest Certificate (annual)

Tax & Utility

● Property Tax Receipts

● Electricity Connection Transfer

● Water Connection Papers

● Gas Connection Transfer

● Society Membership Certificate

● Allotment Letter

Home Services

Find trusted home service providers — from plumbing to interior design. All verified by ProperT.

Request a Service

Rental Management

Track your rental properties, tenants, rent payments, and maintenance requests in one place.

Add Rental Property

Smart Landlord Tips

Rent Escalation Clause

Include 5-10% annual rent escalation in agreement. Standard market practice in India.

Security Deposit

Collect 2-3 months rent as security. In Bangalore, up to 10 months is common but negotiable.

Police Verification

Mandatory in most cities. File tenant verification with local police within 15 days of move-in.

TDS on Rent > ₹50K

Tenants paying > ₹50,000/month must deduct 5% TDS (w.e.f. Oct 2024 budget change).

Home Maintenance Tracker

Never miss a maintenance task. Track routine upkeep to protect your property's value.

Add Custom Maintenance Task

Seasonal Maintenance Calendar (India)

Pre-Monsoon (Apr-May)

Terrace waterproofing check
Clean drains and gutters
Window sealing inspection
AC servicing
Pest control treatment

Monsoon (Jun-Sep)

Check for leaks weekly
Ensure sump pump works
Anti-fungal wall treatment
Electrical earthing check
Dehumidifier in storage areas

Post-Monsoon (Oct-Nov)

Repaint damaged walls
Fix any monsoon damage
Terrace drainage clean
Wooden furniture treatment
Annual plumbing check

Winter (Dec-Mar)

Geyser/water heater service
Fire extinguisher recharge
Gas pipeline leak check
Annual electrical audit
Deep cleaning before Holi

Property Resale Checklist

Complete guide for selling your property in India — from pricing to registration. 22 steps, 4 phases.

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Joint Ownership Calculator

Plan co-ownership costs, tax benefits, and ownership shares. Essential for couples, families, and investment partners.

Property Value (₹)

Number of Co-Owners

Home Loan Amount (₹)

Interest Rate (%)

Joint Ownership — Tax Benefits

Each co-owner claims ₹2L interest deduction (Sec 24b)
Each claims ₹1.5L principal deduction (Sec 80C)
Stamp duty savings if female co-owner (many states)
Home loan in both names = higher eligibility
Tax benefit proportional to ownership share

Types of Joint Ownership

Joint Tenancy: Equal shares, right of survivorship
Tenancy in Common: Unequal shares possible, no survivorship
Coparcenary (HUF): Hindu Undivided Family, ancestral property
Most common: Husband-wife as joint tenants
Investment partners: Tenancy in common preferred

⚠️ Common Pitfalls

No written co-ownership agreement = disputes
Unequal contribution ≠ automatic equal ownership
One owner can't sell without others' consent
Partition suit is expensive and time-consuming
Death of co-owner: succession laws apply to their share

Stamp Duty Calculator

Calculate stamp duty and registration charges across all major Indian states. Includes female owner rebates.

State

Property Value (₹)

Owner Gender

Property Type

State-wise Stamp Duty Comparison

🔍 Home Inspection Checklist

Comprehensive 50-point inspection before buying or renting. Score each item to get a property rating.

0

Overall Score

0

Items Checked

50

Total Items

—

Grade

📜 Will & Succession Planner

Understand property inheritance laws, plan your estate, and draft a basic will.

🕉 Hindu Succession Act, 1956

Applies to Hindus, Buddhists, Jains, and Sikhs
Class I heirs (equal share): Sons, daughters, widow, mother
Daughters have equal coparcenary rights (2005 amendment)
Self-acquired property: Owner can bequeath by will to anyone
Ancestral property: Divided equally among coparceners by birth
If no will: Property devolves by intestate succession to Class I → Class II heirs

☪ Muslim Personal Law (Shariat)

Will (Wasiyat) can dispose of only 1/3 of estate
Remaining 2/3 distributed per Shariat rules
Sons get double the daughter's share
Widow gets 1/8 if children exist, 1/4 if no children
No concept of joint family property

✝ Indian Succession Act, 1925

Applies to Christians and Parsis
Widow gets 1/3, children share remaining 2/3
If no children: widow gets 1/2, rest to kindred
Will can dispose of entire estate
Parsis: Sons get double the widow's share; daughters get half the son's share

⚠️ Key Points for Property Owners

A will is NOT mandatory but strongly recommended
Registered will has more evidentiary value than unregistered
Nominee ≠ Owner — nominee is only a custodian
Joint property with survivorship clause avoids succession issues
Stamp duty on inherited property varies by state (often nil or reduced)
Mutation of property records is essential after succession

⚖️ Property Dispute Guide

Navigate property disputes with step-by-step resolution paths, legal options, and timelines.

🏠 Title Disputes

Multiple parties claiming ownership. Common when property sold to multiple buyers, forged documents, or unclear succession.

Prevention: Title search (30 years), EC from sub-registrar, verify original documents, check revenue records

👨‍👩‍👧‍👦 Inheritance / Partition Disputes

Family members disagreeing on property division after death. Most common property dispute in India.

Prevention: Register a clear will, maintain family settlement deed, get legal heir certificate

🏗 Builder-Buyer Disputes

Delayed possession, deviation from plan, hidden charges, poor construction quality, false amenity promises.

Prevention: Buy RERA-registered projects only, read agreement carefully, check builder track record, document all promises

🏢 Tenant-Landlord Disputes

Non-payment of rent, illegal eviction, refusal to vacate, security deposit disputes, unauthorized subletting.

Prevention: Registered rent agreement, clear terms on deposit/notice period, police verification of tenant

📐 Boundary Disputes

Neighbors encroaching on land, unclear survey boundaries, wall/fence disputes.

Prevention: Survey by licensed surveyor, boundary walls, compare survey numbers with revenue records

🏛 Government Land Disputes

Property on government/forest/agricultural land sold illegally. Revenue department can reclaim such land.

Prevention: Verify land use zone, check for government acquisition notices, get NOC from revenue department

Dispute Type	Forum	Jurisdiction
Builder delay/deficiency	State RERA Authority	Where project is located
Builder fraud (< ₹1 Cr)	District Consumer Forum	Buyer's residence or project location
Builder fraud (₹1-10 Cr)	State Consumer Commission	State where project is located
Title/ownership dispute	District Civil Court	Where property is situated
Tenant eviction	Rent Controller / Civil Court	Where property is located
Partition suit	District Civil Court	Where property is situated
Govt. land acquisition	District Collector / High Court	District of property
Forgery/fraud (criminal)	Police + Criminal Court	Where offence occurred

Forum	Filing Fee	Lawyer Fee	Avg. Duration
RERA Authority	₹1,000-5,000	₹20,000-1,00,000	3-6 months
Consumer Forum	₹200-5,000	₹15,000-75,000	6-18 months
District Court	1-2% of property value	₹50,000-5,00,000	3-10 years
High Court	₹5,000-25,000	₹1,00,000-10,00,000	2-8 years
Supreme Court	₹10,000-50,000	₹5,00,000+	3-10 years

🌍 NRI Property Tax Calculator

Calculate TDS on property sale by NRI, rental income tax, and DTAA treaty benefits.

TDS Calculator — NRI Property Sale

Sale Price (₹)

Purchase Price (₹)

Purchase Year

Sale Year

Country	Property Income	Capital Gains	Relief Method
🇺🇸 USA	Taxed in India	Taxed in India, credit in US	Tax Credit
🇬🇧 UK	Taxed in India	Taxed in India, credit in UK	Tax Credit
🇦🇪 UAE	Taxed in India	Taxed in India only	No UAE tax
🇸🇬 Singapore	Taxed in India	Taxed in India, credit in SG	Tax Credit
🇨🇦 Canada	Taxed in India	Taxed in India, credit in CA	Tax Credit
🇦🇺 Australia	Taxed in India	Taxed in India, credit in AU	Tax Credit
🇩🇪 Germany	Taxed in India	Taxed in India, exemption in DE	Exemption

🧾 GST on Property Calculator

Calculate GST applicable on under-construction properties. Ready-to-move-in with OC are GST-exempt.

Property Value (₹)

Property Type

📊 GST Rates at a Glance

Category	GST Rate	ITC	Condition
Affordable Housing	1%	No ITC	≤ ₹45L, carpet area ≤ 60/90 sqm
Regular Residential	5%	No ITC	Under construction, not affordable
Commercial	12%	ITC Available	Offices, shops, commercial spaces
Ready-to-Move (OC)	0%	N/A	Must have Occupancy Certificate
Plot / Land	0%	N/A	No GST on land sale

💡 GST Saving Tips

Buy ready-to-move-in properties with OC to avoid GST entirely
Check if your property qualifies as "affordable" — saves 4% GST
GST is included in the builder's quoted price — you don't pay extra
No GST on resale of property (stamp duty applies instead)
1/3 of the total value is considered land value and excluded from GST
For commercial: negotiate ITC benefit pass-through from builder

💳 Loan Prepayment Calculator

Should you prepay your home loan or invest that money? Compare scenarios and save lakhs in interest.

Outstanding Loan (₹)

Interest Rate (%)

Remaining Tenure (years)

Prepayment Amount (₹)

Strategy

Alternate Investment Return (%)

📊 Investment Comparison Tool

Compare real estate vs stocks vs gold vs fixed deposits vs mutual funds over any time horizon.

Investment Amount (₹)

Time Horizon (years)

City (for RE)

📈 Historical Average Returns (10-year CAGR)

Asset Class	10Y Return	Tax	Liquidity	Risk
🏠 Real Estate	6-12%	LTCG 12.5%	Low	Medium
📈 Nifty 50 (Stocks)	12-15%	LTCG 12.5% (>₹1.25L)	High	High
🥇 Gold	10-13%	LTCG 12.5% (after 2yr)	High	Medium
🏦 Fixed Deposit	6-7.5%	Income slab	Medium	Low
📊 Equity MF (SIP)	13-16%	LTCG 12.5% (>₹1.25L)	High	Medium-High
📋 PPF	7.1%	Tax Free	Low (15yr lock)	Very Low

📝 Rental Agreement Builder

Generate a legally-compliant rental agreement with custom clauses. Print-ready format.

Agreement Type

State

Landlord Details

Tenant Details

Property & Terms

Monthly Rent (₹)

Security Deposit (₹)

Tenure (months)

Start Date

Notice Period (months)

Annual Increment (%)

Additional Clauses

Maintenance by tenant Parking included Pets allowed No subletting Furnished (inventory attached) Painting on vacating at tenant cost Commercial use allowed Police verification mandatory

📋 Society Bylaws Template

Standard bylaws for cooperative housing societies and apartment owners' associations with customizable sections.

Chapter 1 — General Provisions

1.1 Name & Registration

The Society shall be known as [Society Name] and registered under the [Maharashtra Co-operative Societies Act, 1960 / Karnataka Apartment Ownership Act / applicable state law]. Registration No: [___]. Address: [Full Address].

1.2 Objectives

To manage and maintain the common areas, amenities, and infrastructure
To collect maintenance charges and manage society funds
To ensure peaceful and harmonious living for all members
To comply with all statutory requirements and government regulations
To represent members in dealings with government authorities

1.3 Definitions

"Member" — Any flat/unit owner whose name is registered in the society records.

"Associate Member" — Spouse or family member nominated by the primary member.

"Common Areas" — Staircase, lobby, corridor, terrace, garden, parking, clubhouse, gym, swimming pool, and all areas not exclusively owned by any member.

"Committee" — The managing committee elected to administer society affairs.

"Maintenance" — Monthly charges collected for upkeep of common areas and services.

🅿️ Parking Allocation Tool

Fair and transparent parking slot allocation for housing societies using lottery or priority-based methods.

Setup Allocation

Total Parking Slots

Allocation Method

Members (one per line: Name, Flat No, Floor)

📋 Legal Guidelines for Parking

RERA Rules: Builder must clearly mention parking allotment in agreement. Stilt parking cannot be sold separately (SC ruling).

Open Parking: Open parking is common area — cannot be sold by builder. All members have equal right.

Covered Parking: Can be allotted to specific flat as per agreement. Transfer with the flat.

EV Charging: Members have the right to install EV chargers at their parking spot (Electricity Act). Society cannot deny.

Visitor Parking: Must be kept available — cannot be allotted to members permanently.

📁 Property Documentation Guide

Complete list of documents needed for buying, selling, renting, and home loans — with where to get each one.

📋 Title Deed / Sale Deed

CRITICAL

Proof of ownership. Must be registered at Sub-Registrar Office. Verify chain of ownership for at least 30 years.

Where: Sub-Registrar Office / seller provides

📋 Encumbrance Certificate (EC)

CRITICAL

Shows property is free from legal dues, mortgages, or litigation. Get for 30 years or since last sale.

Where: Sub-Registrar Office (₹200-500) | Online in some states

📋 Khata / Patta / Revenue Records

CRITICAL

Revenue department records confirming ownership for tax purposes. Required for property tax payment and loan sanction.

Where: BBMP/Municipal Corp (Khata) | Taluk Office (Patta) | Online portals

📋 RERA Registration Certificate

Mandatory for under-construction properties. Verify on state RERA website. Check project completion date and builder's track record.

Where: State RERA website | Builder provides

📋 Approved Building Plan

Sanctioned plan from municipal authority. Verify actual construction matches the approved plan — no unauthorized deviations.

Where: Municipal Corporation / Development Authority | Builder provides

📋 Occupancy Certificate (OC)

Confirms building is fit for habitation. Without OC: water/electricity connections may be temporary, loan may not be sanctioned.

Where: Municipal Corporation | Builder provides after completion

📋 Completion Certificate (CC)

Certifies construction completed as per approved plan. Different from OC — CC is about plan compliance, OC is about habitability.

Where: Municipal Corporation | Builder provides

📋 Property Tax Receipts

Verify all property taxes are paid up to date. Unpaid taxes create a lien on the property.

Where: Municipal Corporation website | Seller provides

📋 Society NOC (for resale)

No Objection Certificate from housing society confirming no dues. Required before transfer of membership.

Where: Housing Society office

📰 Real Estate News & Updates

Latest policy changes, market updates, and regulatory news affecting Indian real estate.

🤝 Agent / Broker Directory

Find RERA-registered agents and brokers in your city. Verified professionals only.

Are you a RERA-registered broker?

List your profile on ProperT for free. Get qualified leads from serious buyers.

🧭 Feng Shui & Advanced Vastu Guide

Room-by-room guide combining Vastu Shastra and Feng Shui principles for a harmonious home.

✓ Do's — Master Bedroom

Direction: South-West corner is ideal for master bedroom (stability & grounding)
Bed placement: Head towards South or East while sleeping
Colors: Light blue, lavender, pastel green, or warm earth tones for relaxation
Furniture: Solid wooden bed (not metal) with proper headboard
Pairs: Keep items in pairs (2 nightstands, 2 lamps) for relationship harmony
Mirrors: Should not face the bed directly — cover at night if so
Plants: Lavender, jasmine, or snake plant improve air quality and sleep

✗ Don'ts — Master Bedroom

Head towards North while sleeping (Vastu: affects blood circulation)
Bedroom above garage or storage (unstable energy)
Electronic devices near the bed (disrupts sleep energy)
Clutter under the bed (blocks chi/energy flow)
Water features or aquarium in bedroom (disturbs rest)
Dark, heavy curtains that block all natural light
Work desk in bedroom (mixes work and rest energy)

🏠 Rent vs Buy Calculator

Should you rent or buy? Compare total costs over time including opportunity cost, tax benefits, and appreciation.

🏠 Buying Scenario

Property Price (₹)

Down Payment (%)

Home Loan Rate (%)

Loan Tenure (years)

Property Appreciation (%/yr)

Maintenance + Tax (₹/yr)

🏘 Renting Scenario

Current Monthly Rent (₹)

Annual Rent Increase (%)

Investment Return (%/yr)

Security Deposit (months)

Analysis Period (years)

🏦 Home Loan Bank Comparison

Compare interest rates, processing fees, and features across 15 major banks. Updated April 2026.

Loan Amount (₹)

Tenure (years)

Sort By

💡 Tips for Getting the Best Rate

CIBIL score 750+ gets you the best rates — check before applying
Women borrowers get 0.05% lower rates at most banks
Government employees get special rates (0.1-0.25% lower)
Apply at 2-3 banks simultaneously — multiple hard inquiries within 30 days count as one
Negotiate processing fee — most banks waive or reduce during festive seasons
Choose floating rate (not fixed) — historically better in India over long tenure

🌆 City Livability Index

Compare Indian cities across 10 livability parameters. Make an informed decision on where to buy.

📊 Scoring Methodology

Safety: Crime rate, women safety index, NCRB data

Infrastructure: Roads, metro, airport, internet

Affordability: Price-to-income ratio, rent index

Jobs: IT/ITES, manufacturing, startup ecosystem

Education: Schools, colleges, coaching density

Healthcare: Hospitals, doctors per capita, AIIMS

Green Spaces: Parks, AQI, tree cover percentage

Connectivity: Airport, railway, highways, metro

Culture: Restaurants, entertainment, nightlife

Climate: Temperature range, rainfall, natural disasters

🧮 Home Loan Tax Benefits

Calculate total tax savings from your home loan under all applicable sections — 24(b), 80C, 80EEA, and more.

Loan Amount (₹)

Interest Rate (%)

Tenure (years)

Tax Slab (%)

Property Type

Joint Loan?

📋 Tax Benefit Sections — Quick Reference

Section	Benefit On	Limit (Self-Occ)	Limit (Let Out)
24(b)	Interest Payment	₹2,00,000	No Limit
80C	Principal Repayment	₹1,50,000 (shared with PPF, ELSS, etc.)
80EEA	Additional Interest	₹1,50,000 (stamp value ≤ ₹45L, first home)
Std. Deduction	Let-out Income	N/A	30% of NAV
Joint Loan	Both co-owners	Each gets full limits = 2x benefits

⚠️ Important Notes (Old vs New Regime)

New Tax Regime: No deduction under 80C (principal), no 80EEA. Only 24(b) for let-out property (no limit)
Old Tax Regime: All deductions available — 80C, 24(b), 80EEA
For most homebuyers with loan, old regime is better due to these deductions
Self-occupied: interest limit is ₹2L under old regime, ₹0 under new regime
Second property is deemed let-out — full interest deductible in both regimes

🏗 Property Age & Depreciation Calculator

Assess building age, remaining useful life, depreciation value, and when major renovations are needed.

Year of Construction

Building Type

Construction Cost (₹/sqft at time)

Total Area (sqft)

Maintenance Level

🔧 Renovation Timeline by Building Age

Age	What Needs Attention	Approx. Cost
5-10 years	Interior painting, minor plumbing fixes, AC servicing	₹2-5 /sqft
10-15 years	Exterior painting, waterproofing, electrical upgrades, bathroom renovation	₹5-15 /sqft
15-20 years	Plumbing overhaul, kitchen renovation, flooring replacement, lift modernization	₹15-30 /sqft
20-30 years	Structural repair, column jacketing, slab repair, complete rewiring	₹30-60 /sqft
30-40 years	Major structural assessment needed — consider redevelopment	₹50-100 /sqft
40+ years	Structural audit mandatory — redevelopment or demolition may be needed	Redevelopment

📄 Market Report Generator

Generate detailed property market reports for any city. Share with clients or use for research.

City

Segment

📊 Stamp Duty Comparison

Compare stamp duty, registration charges, and total transaction cost across all states at once.

Property Value (₹)

Buyer Gender

Sort By

🔨 Renovation Cost Estimator

Get accurate renovation cost estimates room-by-room with material and labor breakdowns.

City

Quality

Select Rooms to Renovate

🤖 Property Price Predictor

Estimate fair market value based on location, size, age, amenities, and market trends. AI-powered analysis.

City

Locality Type

Carpet Area (sqft)

BHK

Floor

Building Age

Furnishing

Facing

Amenities (check all that apply)

🔄 Property Swap Calculator

Calculate fair exchange value when swapping properties. Includes stamp duty, capital gains, and cash settlement.

🏠 Your Property

Market Value (₹)

Purchase Price (₹)

Outstanding Loan (₹)

State

🏢 Their Property

Market Value (₹)

Their Purchase Price (₹)

Their Outstanding Loan (₹)

State

📋 Property Exchange — Legal Points

Transfer of Property Act, Sec 118: Exchange is when two persons mutually transfer ownership of one thing for another
Stamp duty payable by both parties on the higher-valued property
Capital gains tax applies to both parties based on individual gains
If one property is mortgaged, the loan must be settled or transferred
Both sale deeds must be registered simultaneously at the Sub-Registrar
Cash difference (boot money) is taxable — document it in the exchange deed
TDS provisions apply if value exceeds ₹50 lakh (1% under Sec 194-IA)

🏢 REIT Investment Guide

Invest in real estate without buying property. Complete guide to Indian REITs — returns, risks, and tax treatment.

What is a REIT?

A Real Estate Investment Trust (REIT) is a company that owns, operates, or finances income-generating real estate. By investing in REITs, you earn income from real estate without having to buy, manage, or finance any properties yourself.

Why Invest in REITs?

✓ Low Entry

Start with as low as ₹300-400 (1 unit on stock exchange)

✓ High Liquidity

Traded on stock exchange — buy/sell anytime like stocks

✓ Regular Income

Must distribute 90% of net distributable income as dividends

✓ Diversification

Own a piece of Grade A commercial properties across cities

✓ Transparency

SEBI regulated, quarterly disclosures, audited financials

✓ Professional Mgmt

Managed by professional fund managers — no tenant hassles

REIT vs Direct Real Estate

Factor	REIT	Direct Property
Min. Investment	₹300-400	₹30-50 Lakh+
Liquidity	High (sell in seconds)	Low (months to sell)
Dividend Yield	6-8%	2-4% (residential)
Capital Appreciation	5-10% (unit price)	6-15% (location based)
Management	Professional	Self / Agent
Tax Efficiency	Moderate	Good (24b, 80C)

🇮🇳 Indian REITs (Listed on Stock Exchange)

Embassy Office Parks REIT

BSE: 542602

Unit Price

~₹340

Div Yield

7.2%

Area

43M sqft

Occupancy

87%

India's first & largest REIT. Backed by Embassy Group + Blackstone. Properties across Bangalore, Mumbai, Pune, Chennai.

Mindspace Business Parks REIT

BSE: 543217

Unit Price

~₹310

Div Yield

6.8%

Area

32M sqft

Occupancy

89%

Backed by K Raheja Corp. IT parks in Hyderabad, Pune, Mumbai, Chennai. Strong GCC tenant base (Microsoft, JP Morgan).

Brookfield India REIT

BSE: 543261

Unit Price

~₹280

Div Yield

7.0%

Area

22M sqft

Occupancy

85%

Backed by Brookfield (Canada). Premium office spaces in Gurgaon, Noida, Mumbai, Kolkata. Global MNC tenants.

Nexus Select Trust REIT

Retail REIT

Unit Price

~₹140

Div Yield

5.5%

Malls

17

Occupancy

96%

India's first retail REIT. Owns premium malls — Select Citywalk Delhi, Phoenix Marketcity, Nexus malls across 14 cities.

Tax Treatment of REIT Income

Income Type	Tax for Investor	Notes
Dividend (Rental Income)	Slab Rate (as per income)	Taxable in hands of investor. TDS of 10% if >₹5,000
Interest Income	Slab Rate	From SPV-level debt. TDS of 10%
Return of Capital	Tax Free (reduces cost)	Reduces acquisition cost for capital gains calculation
Capital Gains (LTCG)	12.5% (>36 months)	No indexation benefit. Exemption up to ₹1.25 lakh
Capital Gains (STCG)	20%	If sold within 36 months of purchase

REIT Returns Calculator

Investment Amount (₹)

Dividend Yield (%/yr)

Expected Price Growth (%/yr)

Holding Period (years)

📐 Floor Plan Analyzer

Convert between carpet, built-up, and super built-up areas. Understand loading factor and what you actually get.

Enter Area (sqft)

Area Type

Building Type

Price per sqft (₹)

📋 Ready Reckoner / Circle Rate Checker

Check government-set minimum property rates (circle rates / guidance value) by city and zone. Used for stamp duty calculation.

City

Search Locality

What is Ready Reckoner Rate?

The Ready Reckoner Rate (also called Circle Rate, Guidance Value, or Government Rate) is the minimum value at which a property transaction must be registered. It is set by the state government and revised annually.

Why it matters:

Stamp duty calculated on higher of agreement value or RR rate
If sale price < RR rate, buyer pays stamp duty on RR rate
Seller's capital gains computed on RR rate if sale price is lower
Banks use RR rate for loan-to-value (LTV) calculation

Name in different states:

Maharashtra: Ready Reckoner Rate
Delhi: Circle Rate
Karnataka: Guidance Value
Tamil Nadu: Guideline Value
Telangana: Market Value / Registration Rate
UP/Haryana: Circle Rate / Collector Rate

⚖️ Property Comparison Scorecard

Compare up to 3 properties across 12 parameters with weighted scoring. Make an objective decision.

Property Name

GRESB · SBTi · BRSR · TCFD

ESG & Sustainability Intelligence

Institutional-grade environmental, social and governance disclosures for every tracked project. Audited against GRESB 2024 India Grade-A benchmarks — the disclosure standard sovereign wealth funds (GIC, ADIA, CPPIB) and BRSR-reporting Indian family offices require before committing capital.

🏆 Top ESG Performers

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📋 All ESG-Rated Projects

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🌱 Project Detail

Select a project on the left to view its full ESG profile, GRESB gap analysis and certifications.

WALE · COVENANT · ESCALATION

Rental Analytics Suite

Commercial office leases with tenant-by-tenant covenant scoring (S&P / Moody's / CRISIL), residential rent comps with yield analysis, and 20-submarket rent-velocity telemetry. The underwriting cashflow backbone that LRD lenders and NCD investors demand.

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EQUITY · SENIOR · MEZZ · LRD

Capital Stack Decomposition

Every tracked project's debt structure decomposed into equity, senior construction finance, mezzanine and lease-rental-discounting tranches — with lender identity, coupon, tenor, covenants and real-time DSCR. The exact view a PE investment committee opens before green-lighting capital.

🏗 Tracked Capital Stacks

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🏦 Lender Directory

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📄 Stack Detail

Select a project on the left to view its full capital stack — equity split, senior debt terms, mezz and LRD layers, and live covenant compliance.

⚡ Stress-Test DSCR

RBI · NHB · FDI · RERA

Macro & Policy Canvas

The risk-free-rate starting point for every underwriting model. RBI MPC history, G-sec yield curve, MCLR/EBLR benchmarks, NHB Residex and RBI HPI housing indices, REIT-to-G-sec spread, FDI inflows, active policy tailwinds/headwinds, and state-wise RERA enforcement — all real data, source-cited.

📈 RBI Rate History (Last 10 MPC Actions)

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🏠 NHB Residex (Top Cities)

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🌐 FDI Inflows (Real Estate)

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📊 Yield Curve & Lending Rates

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📜 Recent Policy Announcements

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⚖ State-Wise RERA Enforcement

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REIT · BULK · STRATA · M&A

Exit-Route Intelligence

Institutional capital never deploys without a credible exit. REIT/SM-REIT IPO comps, PE bulk-sale precedents (Blackstone / GIC / Brookfield / CPPIB), strategic M&A, strata-sale liquidity depth by micromarket, and a decision-tree recommender that maps any (asset class, NAV, WALE, occupancy, timeline) profile to the optimal exit.

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